Our association-style health plan offers businesses a cost-effective alternative to traditional local HMO programs, providing access to larger provider networks and significant savings. By leveraging the power of group purchasing, we deliver comprehensive healthcare coverage with lower premiums and reduced out-of-pocket costs for employees. This innovative solution enhances choice, affordability, and flexibility, ensuring businesses can offer high-quality benefits without the high price tag of traditional plans. Plan details:

​

• Available in all 50 states

• 15,000 current members, 100 affinity members

• Cigna and PHCS national provider networks available

• ​8 standard plans including 6 PPO and 2 HDHP/HSA compatible plans

• Can be written for businesses down to 1 employee and as large as 100 employees

• Can be written for membership associations, affinity programs or buying groups

Our pharmacy benefit manager solution ensures employees have easy access to low-cost medications by sourcing brand-name and specialty drugs from all available channels including both domestic and international sourcing. We prioritize affordability, transparency, and convenience to keep employee out-of-pocket costs low while delivering high-quality prescription benefits. 

Revive Virtual Care Clinic offers convenient telemedicine services, including primary care, mental health support, weight management programs, urgent care, and pharmacy solutions. Integrated with our plan, our virtual care model drives up to 10x higher engagement, leading to healthier, more productive employees. Experience accessible, high-quality healthcare—anytime, anywhere.

Our association health plan provides members with access to exclusive, cost-effective value-added programs that may not be available to them currently. These additional benefits help employees protect their income and support their families. By leveraging group purchasing power, we ensure businesses and their employees receive comprehensive, budget-friendly solutions for greater financial and health security. Programs include:

​

• Accident Insurance

• Critical Illness Insurance

• Hosptial Indemnity Insurance

• Life Insurance

• Home, Auto & Umbrella Insurance 

Apex Explorer is an AI-driven benefits technology platform designed to transform how companies manage and optimize their benefit plans year-round. With comprehensive plan management tools, Apex Explorer ensures every detail is expertly handled while keeping employees engaged through a dynamic benefits site and an intuitive mobile app. Employers can feel the ease of AI-drive claims and billing management, while Employees can easily access personalized benefits information, make informed decisions, and stay connected with their options anytime, anywhere. 

Whether your business is just starting without an HR department, or you have a team of seasoned HR professionals, our HR Consulting Services are designed to meet your unique needs. We understand the complexities of workforce management and offer practical, innovative strategies to support businesses of all sizes. Whether you are an HR "team of one" that needs comprehensive support, or you have a dynamic team that could use help to offload projects on a one-off basis, the Apex team is here for you!

​

Our association health plan provides comprehensive Medicare Supplement and Advantage solutions for members and their dependents. Designed to offer flexibility and affordability, our plans help bridge coverage gaps and ensure access to quality healthcare. With a focus on cost savings and extensive provider networks, we empower businesses to provide robust benefits that support the health and well-being of their employees and families.